10 Best Ways To Save Money Each Month

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Hello guys, today I want to share with you 10 best ways to save money each month. Are you ready? Let’s do this!

Hi there! Good to have you! if are new to my blog my name is Silvy, Ghanaian by nationality I Started this blog as a way of documenting my journey as a blogger. Just like you i had and still have so many questions about blogging but my aim is to answer them all! In this blog you will find tips & tricks to help you become a better blogger and get noticed!

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10 Best Ways To Save Money Each Month

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

1. Annualize Your Spending

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

Do you pay 20$ per week at the vendor machine at the office? That’s $1,000 you’re removing from your budget for soda and snacks each year. Suddenly, that habit adds up to a substantial sum. It is very good to calculate your spending to see if you are overspending more than you earn from your monthly salary.

2. Eliminate Your Debt

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

Not persuaded? Add up how much you spend servicing your debt each month, and you’ll quickly see. Once you’re free from paying interest on your debt, that money can easily be put into savings. A personal line of credit is just one option for consolidating debt so you can better pay it off.

3. Set Savings Goals

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

One of the best ways to save money is setting goals for your savings. If you need motivation, set saving targets along with a timeline to make it easier to save. Want to buy a house in three years with a 30percent down payment? Now you have a target and know what you will need to save each month to achieve your goal. Use Regions savings calculators to make your goal!.

4. Pay Yourself First

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

Set up an auto-debit from your checking account to your savings account each payday. Whether it’s $50 every two weeks or $500, don’t cheat yourself out of a healthy long-term savings plan.

5. Spend to Save

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

This will range from easy improvements like sealing windows and doors all the way to installing new insulation, siding or ENERGY STAR high-efficiency appliances and products. You could save thousands in utility costs over time.

6. Utility Savings

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

Lowering the thermostat on your water heater by 10°F can save you between 3-5 percent in energy costs. And installing an on-demand or tankless water heater can deliver up to 30 percent savings compared with a standard storage-tank water heater.

7. Sign up to receive coupons
10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

Do not use your regular e-mail, but instead create a separate address specifically to track sales. Stores often e-mail coupons and reminders about in-store specials, but such e-mails may inadvertently get filed to a spam or promotions folder in your inbox. You may also be overlooked or delete these e-mails if they’re mixed in with your regular messages.

 

8. Pack Your Lunch

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

An obvious money-saving tip is finding everyday savings. If buying lunch at work costs $7, but bringing lunch from home costs only $2, then over the course of a year, you can create a $1250 emergency fund or make a significant contribution to a college plan or retirement fund.

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9. Buy in bulk whenever possible
10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month
Buying goods in bulk are always the best way because some stores give a discount on purchasing in large quantity and also many items are cheaper when purchased in bulk. Non-food items, like paper towels and toilet paper, are generally cheaper if you buy them in bulk. As for food, many non-perishable foods like cereals can be cheaper in bulk. You can also buy perishables like bread, fruits, veggies, and meats and then freeze a certain portion to increase the shelf life of these items

 

10.Shop at discount stores
10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

There are millions of discount stores in the world, that sell everything from groceries to cheap clothing. Look into discount options in your area.

While items sold at dollar stores are not always of the best quality, basics like toilet paper, paper towels, flour, sugar, and spices may be just as good at the dollar store than a regular grocery store.

Grocery stores have a clearance section, usually towards the back of the store. It’s a good idea to browse the clearance section each time you go shopping to see if anything you need is on sale.

Some towns have a variety of discount grocery stores available where you can shop for marked-down goods. See what’s available in your area and try to use a discount store for groceries one week out of every month.

 

10 Best Ways To Save Money Each Month
10 Best Ways To Save Money Each Month

 

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